Auto Insurance in Jesup, Georgia

Auto insurance can help provide you with financial protection against a wide range of risks and perils. Understanding your options and working closely with an agent is crucial to ensure your policies, limits and deductibles are adequate.  

For more information and to compare quotes, contact Boyd's Insurance Services located in Jesup, Georgia. 

Do I Need Car Insurance in Georgia? 

As a driver in Georgia, you must have liability insurance to meet the state’s minimum requirements. Auto liability insurance may help cover your legal liability for third-party property damage and bodily injuries resulting from an accident.  

Liability insurance pays only up to the policy’s dollar limits. Your agent may recommend that you maintain more than the minimum required amount of auto liability insurance.  

If you lease or finance a vehicle, full coverage insurance, which may include comprehensive, collision, and gap insurance, is typically required by the lienholder. 

When providing ride-sharing services, delivering goods or using your vehicle for other business purposes, you should discuss alternative auto insurance options with an experienced agent. Depending on the circumstances, additional coverage may be necessary.  

How Does Auto Insurance Work? 

Auto insurance offers coverage for various risks and perils. In addition to the core liability coverage required in Georgia, your agent may offer the following policies: 

• Comprehensive insurance may help cover repair or replacement costs for your insured vehicle after a covered incident, such as natural disasters, fire, theft or vandalism. 
• Collision insurance may help cover repair or replacement costs for your insured vehicle after a covered incident, such as accidents involving other vehicles or objects. 
• Gap insurance may help pay off a loan or lease if your insured vehicle is deemed a total loss following a covered incident. 
• Uninsured/underinsured motorist coverage may provide financial aid for accident-related injuries and property damage if another driver is at fault and lacks sufficient coverage.  
• Medical payments (MedPay) may help cover accident-related medical expenses for your insured and passengers after a covered accident, regardless of fault, up to the policy’s dollar limits. 

Several endorsements are available to tailor auto insurance to your specific needs, including the following: 

• Rental car reimbursement 
• Roadside assistance 
• Custom equipment coverage  
• Auto glass replacement 
• Towing and labor coverage 

Endorsement availability may vary depending on your insurer and policy details. 

How to Get Auto Insurance

Boyd's Insurance Services is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.