Mobile Home Insurance in Jesup, GA
If you own a mobile home or are considering purchasing one, you need an adequate insurance policy to serve as financial protection against the unexpected.
What Is Mobile Home Insurance?
Mobile home insurance aims to help cover damage to your mobile home, personal belongings and liability claims. Without it, mobile home owners would have to pay for costly incidents out of pocket.
What Does a Mobile Home Insurance Policy Cover?
The following are typical coverages in a mobile home insurance policy:
- Dwelling coverage may help cover the cost to rebuild or repair the structure of your mobile home, as well as any attached structures, such as a deck or awning.
- Other structures coverage may help cover additional structures on your property, such as a carport.
- Personal property coverage may help cover your personal belongings, such as electronics, clothing and furniture.
- Personal liability coverage may provide coverage if you’re legally responsible for third-party bodily injuries or damage to another person’s property.
- Loss of use coverage may pay for hotel costs and other living expenses if you’re temporarily unable to stay in your mobile home while it is being repaired due to damage from a covered event.
Is Mobile Home Insurance Required?
Mobile home insurance is not mandated by law, but if a lender is involved, they may require proof of insurance. But even if you purchase your mobile home outright or pay off your loan, mobile home insurance can help protect yourself, your home and your assets.
Your policy may have some unique elements based on where your mobile home is located, making it essential to discuss coverage with your agent. Boyd’s Insurance Services is ready to assist you in evaluating your mobile home insurance coverage options. Contact us today to request a quote.
How to Get Mobile Home Insurance
Boyd's Insurance Services is ready to assist you in evaluating your mobile home insurance coverage options. Contact us today to request a quote.